Norka Department Project for Returned Emigrants is known by the abbreviation Ndprem. A returnee who was an expatriate and wants to start a company in Kerala is given financial assistance and an income subsidy for his investment under the Norka Department Project for Returned Emigrants (NDPREM) program. NORKA ROOTS is the nodal agency that manages this scheme. 

Benefits
  • 15 per cent of the project’s cost in capital subsidies, up to a maximum of 20 lakhs rupees.
  • Beneficiaries who pay their interest on time will receive a 3% interest subsidy for the first four years. The benefit can only be used in the event of default if the beneficiary pays all outstanding debts.
  • Prior to screening and selection, NORKA ROOTS also hosts orientation and coaching camps to improve the managerial skills of business owners.
Documents Required
  • The applicant must submit digital copies of the project’s information in PDF format.
  • copy of a passport or visa in PDF format
  • JPG-formatted image of the applicant
Eligibility Criteria of Ndprem
  • Small and medium-sized businesses, public services, agriculture, commerce, and startups all receive support.
  • The candidate must have experience working overseas for at least two years.
  • The candidate has to live in Kerala
How to apply online for the Norka Department Project for Returned Emigrants?
  • Observe the Norka Loan webpage.
  • The Kerala rules are now visible for your perusal. Scroll down to the page’s bottom.
  • To register, click.
  • Apply for NDPREM support by completing the form. 
  • Please include your contact and project information.
  • Submit the form after providing the necessary information.
Frequently Asked Questions (FAQs)

Does Norka Registration Have to Be Done?

When returning to their home state from other Indian states or from overseas, Keralites must register their identities with the Directorate of Non-Resident Keralites Affairs (NORKA).

How much does a Norka loan cost in interest?

Norka-Roots will provide women business owners with KSWDC loans (with a 6% interest rate) at 3% interest (with a 3% rebate) for the first 4 years.

How long will the Norka attestation process take in Kerala?

The authentication of the certificate by NORKA alone would typically take three to seven working days.

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