CERSAI
CERSAI is India's main online security interest registry company. It was primarily designed to prevent lending against equitable mortgage fraud, in which people took multiple loans on the same asset from different banks. The Central Government, Public Sector Banks, [...]
CGTMSE Loans
Credit Guarantee Funds Trust for Micro and Small Enterprises (CGTMSE) launched in 2000 is a trust established by the Government of India, under the Ministry of Micro, Small and Medium Enterprises (MSME) and Small Industries Development Bank of India [...]
Check list for MSME Loans upto Rs.10 crore
The following is the Check list for MSME Loans up to Rs.10 crore: Proof of Identity: Aadhaar Card / Voter’s ID Card / Passport / Driving License / PAN Card /Signature identification from present bankers of proprietor, partner of [...]
Chief Minister Employment Generation Programme
Maharashtra's government has started The Chief Minister Employment Generation Programme (CMEGP). In essence, it is an employment-generating subsidy scheme tied to credit. In both urban and rural areas of the state, the government will establish micro and small businesses [...]
Chief Minister Employment Generation Programme, CMEGP
Karnataka launched the Chief Ministers Self-Employment Generation Programme (CMEGP) to establish micro-enterprises in rural parts of the state. CMEGP - Govt of Karnataka, promotes self-employment among aspiring rural entrepreneurs by investing capital up to INR 10 lakhs through the [...]
Chief Minister’s Rojgar Yojana (CMRY), Goa
The State Government of Goa has started the Chief Minister's Rojgar Yojana (CMRY). Collaboration with the Economic Development Corporation of Goa for unemployed youth. Under this scheme, with the help of government loans, other backward class people, scheduled castes, [...]
Chief Minister’s Startup Scheme(CMSS) Sikkim
The Government approved the Chief Minister's Startup Scheme(CMSS) Sikkim on August 15, 2017, to encourage local unemployed youth. College graduates establish new entrepreneurial projects and self-employment possibilities in rural and urban areas of Sikkim. The Sikkim Startup India scheme [...]
Cibil score for bank loan
TransUnion CIBIL is a premier credit rating agency among the top four agencies in India. CIBIL has affiliations with almost every other bank in India, estimating the creditworthiness of millions of enterprises and individuals. A great CIBIL score denotes that [...]
Citibank Business Loans
Citibank Business Loan offers you business loans for efficient working capital management. CitiBusiness services provide financing solutions to micro-to-small enterprises. Various MSME Loan Products such as Working Capital Loans, Overdrafts, Short and Long Term Loans, and Import and Export [...]
Debt Financing
Debt financing for startups means getting the borrowed funds. When a startup borrows money from outside at interest, it is called finance through debts. There are options for raising finance namely either through debt or equity or through a [...]
Debt Service Coverage Ratio DSCR
What is the debt service coverage ratio? In simple words, the Debt Service Coverage Ratio (DSCR) is a measure of whether a property generates enough income to cover its debt payments. The sum of money needed to cover both [...]
Deen Dayal Upadhyaya Swavalamban Yojana Startup Loan Scheme
Deen Dayal Upadhyaya Swavalamban Yojana (DDUSY) is an Arunachal Pradesh Government start-up loan scheme. This scheme focuses on providing start-up loans with some financial support in the form of subsidies. Also, the key vision behind this scheme is to [...]
Demystifying the Art of Project Report Writing: A Comprehensive Guide
In the world of business, a well-crafted project report is more than a document; it's a roadmap that navigates through the intricate landscape of planning, execution, and success. Whether you're a seasoned entrepreneur or a startup enthusiast, mastering the [...]
DIFFERENCE BETWEEN BOOKKEEPING AND ACCOUNTING
Bookkeeping and accounting are two terms that are often used interchangeably. But both of them are different. The difference between bookkeeping ad accounting can be analysed from the below advantages and limitations: Bookkeeping Bookkeeping Means the recording of financial [...]
Different Types of Loans Available in India
In a diverse country like India, the financial needs and desires of each person are different. Each of them has various goals and desires. Whether, it's owning a home, pursuing higher education or even driving a new shiny car, a [...]
Documents Required for Business Loan
An entity may construct or expand a business unit using a loan. You can use the obtained cash for general company expenses such as purchasing machinery for plants, hiring personnel, renting office space, paying off the mortgage, and more. [...]
DOCUMENTS REQUIRED FOR GST REGISTRATION
Goods and Services Tax or GST is an indirect tax used in India on the supply of goods and services. It is a destination-based tax and comprehensive because it has subsumed almost all the indirect taxes except a few [...]
Dropline Overdraft
The Capital is the blood of a business. Capital is crucial for the growth as well as the survival of a business. Sometimes, businesses may run short on working capital. So, banks offer a facility called overdraft, where one [...]
E-COMMERCE AND ONDC IN INDIA
What is ONDC ( Open Network for Digital Commerce )? ONDC is a government initiative to promote open networks for all aspects of the exchange of goods and services over digital networks. ONDC seeks to [...]
Equipment Finance Scheme For Existing Clients – TIIC
The TIIC launched a scheme for the Equipment Finance Scheme For Existing Clients. They head towards the aim of helping the startups and already existing users in any of the schemes. Also getting funding for equipment is a financial instrument. [...]
Factors affecting CIBIL score
The following are the main factors affecting the CIBIL score: Repayment History This is a main factor that directly affects your CIBIL score. Every time a person avails credit or a loan, the lender is bound by duty [...]
Finline’s Journey With The First Investor – 100X.VC
During this pandemic time, many of my friends who were from the startup community were doubtful about getting funding and approaching the right investor. I am writing this article to those who are looking for their first check. We [...]
Fostering Entrepreneurial Spirit: Navigating Through the 2024-25 Interim Budget with Finline
As the dust settles on the announcement of the Interim Budget for 2024-25, it's clear that the Indian government's stance on nurturing the startup ecosystem and MSME sector remains as robust as ever. With no changes in the existing taxation [...]
From Farm to Finance: Project Reports in Agriculture
In the heart of agriculture lies a delicate dance between nature and business, where success is cultivated through meticulous planning and execution. For ventures like poultry and goat farming, the key to unlocking financial support and sustainable growth lies in [...]
From Idea to Report: The Journey of a New Business Project
Embarking on a new business venture is an exhilarating journey that begins with a spark of an idea and culminates in the creation of a compelling project report. This document is not just a formality; it's the roadmap that navigates [...]